Medical, Dental and Vision

Medical, Prescription and Vision Insurance

Employees and their eligible dependents can choose from the following 2 medical insurance options. Both include vision and prescription coverage.

Medical and Dental Plan Comparison - PDF.

Blue Cross Blue Shield (PPO)

Employees can choose from a national network of Blue Cross Blue Shield providers.

  • Monthly employee cost:
    • $52 for individual employee.
    • $108 for employee and spouse (or dependents).
    • $160 for family.
  • Annual deductible: $250 per individual, $500 maximum per family.
  • Prescription benefits are provided through Express Scripts.
  • Vision benefits provided through VSP.

Health Savings Account Plan

High Deductible Health Plan administered through Blue Cross Blue Shield for medical and prescription coverage. Vision coverage is provided by VSP.

  • Monthly employee cost:
    • Health Savings Account is administered through EBDS bank. In addition to pre-tax payroll contributions made by employees, Evraz Inc. NA contributes $750 per individual employee and $1,500 per family.
    • Annual Deductible: $1,500 per individual employee, $3,000 per family
    • Prescription discounts through Medco.

Dental Insurance

Dental insurance is provided through ODS Dental

Oregon Dental Service (ODS)

Employee chooses from a network of providers.

  • No copays for office visits.
  • Plan pays 100% of preventative and 90% of basic restorative services.
  • Annual Deductible = $50 per individual employee, $150 maximum per family.
  • Calendar Year Maximum $2,000 per person.

Flexible Spending Accounts

These accounts allow employees to use pre-tax money to pay for family medical, dental, and vision expenses not covered by insurance, e.g. deductibles and co-payments, up to $5,000 per year. They can also be used for child/eldercare expenses up to $5,000 per year.

  • Expenses may be incurred until March 15th of the year following the plan contribution year.
  • All claims must be submitted for reimbursement before May 15th or funds will be forfeited according to Federal Law.
  • These accounts are managed through Flex Plan Services.
  • Use the BennyTM Debit Card to pay your provider directly for qualified medical care expenses.